“yOUR FUTURE PROTECTED”
about us
As the owner and agency principal, Michael Fillas leads the team at Gold Coast Brokerage. Based in Greenvale New York, Gold Coast Brokerage is committed and focused on providing insurance solutions for all individuals, families, and businesses. In his role as a Licensed Property & Casualty Broker, Michael is highly knowledgeable and experienced in the field of Construction and has a stellar reputation of guiding Owners, CEO’s and CFO’s through the tedious process of obtaining and maintaining an insurance portfolio in a treacherous Insurance Market.
Construction
Construction insurance is a broad categorization of insurance policies that provide protection during construction projects. In reality, the term “construction insurance” refers generally to insurance that relates to construction projects, and it is not itself an actual form of insurance. Many factors dictate the type of construction insurance coverage one would need for a given project or business.
construction bonds
General liability insurance for contractors continues to be the most expensive business premiums in the insurance market today. Enormous insurance claims and settlements have continued to make the market place more difficult to navigate than ever before. Our experience and expertise along with our relationships with the most experienced underwriters in the business, allow us to provide some of the most competitive prices and insurance packages available.
Commercial lines
Commercial lines insurance include products, such as commercial property, general liability, commercial auto, workers compensation and disability insurance. Commercial lines protect businesses against potentially devastating financial losses caused by accidents, lawsuits, natural disasters, and other adverse events. Available coverages and premium costs vary by business type, size, and location.
Personal Lines
Personal lines insurance is any type of insurance coverage purchased by an individual to cover themselves and/or their families. These policies protect against different kinds of personal risks that would lead to potentially crushing financial losses caused by fire, theft, natural disasters, death, accidents, lawsuits, and illness.
Life & health
Life insurance is a contract between you and an insurance company. Essentially, in exchange for your premium payments, the insurance company will pay a lump sum known as a death benefit to your beneficiaries after your death. Your beneficiaries can use the money for whatever purpose they choose. Health insurance is a contract between the insured and the insurance company to provide you with a financial cover in times of medical needs.
professional liability
Professional liability insurance (PLI) is insurance that protects professionals such as accountants, lawyers, and physicians against negligence and other claims initiated by their clients. Professionals who have expertise in a specific area require this type of insurance because general liability insurance policies do not offer protection against claims arising out of business or professional practices such as negligence, malpractice,
